Field name | Description |

Number of years | Number of years for the computation of the yield and the total amount and the total amount per category. |

Inflation | Inflation percentage. This is used for correcting the total amount for each year for inflation. |

Category in use | Only the checked categories participate in the computation. |

Annual value increase | Expected yearly value increase for each investment category. |

Initial amount | Deposit at the beginning of the first year. A negative amount refers to a loan. |

Yearly amount | Annual deposit first applied at the beginning of the second year. This does not include any interest, or other returns. A negative sign implicates a withdrawal. The number of yearly deposits is one less than the number of years in the computation. |

Indexation yearly amount (%) | Increase/decrease percentage of the Yearly Amount. This percentage is first applied in the third year. |

Yearly Costs ($) | Annual costs in each category. These costs will be applied at the end of each year starting with the first year. In the last year these costs will not be applied. Instead the End Costs will be applied in the last year. |

Indexation yearly costs (%) | Indexation annual costs in each category. The annual costs in the fields above will increase with the percentages specified here. |

Yearly Costs (%) | Yearly costs as a percentage of the total value of each investment category. These costs will be applied at the end of each year starting with the first year. In the last year these costs will not be applied. Instead the End Costs percentage will be applied in the last year. |

Initial costs($) | Costs that are applied before the first year. |

End costs ($) | Costs that are applied at the end of the computation. |

End costs (%) | Percentage of the amount at the beginning of the last year that will be subtracted from the amount per category as costs. |

End amounts | Output field. Computed capital in each category after the specified number of years. |

Total end amount. | The combined end amount of all checked categories together. |

Total end amount corrected for inflation. | The real (present) value of the combined end amount of all checked categories together. So this is today's buying power of the total end amount. |

Effective annualized ROI of interest rate (%) | Effective yield of all categories together with all costs taken into account. This is not some kind of average but the solution of a non-linear mathematical equation. Usually a very accurate solution can be found. Situations in which sometimes no (good) solution can be found are: when the costs are high compared to the yield and the deposits OR when the sign of the value in the categories is both positive and negative. |

Total capital plotted against time in years. | The blue line is the total capital and the red line is the total capital corrected for inflation. |

Value of each category plotted against time in years. | This diagram shows for each category a separate line with a different color. The legend is on the left. |